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An all-in-one finance tool for SMEs

Collect from customers, pay staff and suppliers, and keep every currency, including digital dollars, in one place with Mboka.

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Financial institutionsGlobal merchantsCross-border tradersPlatforms & marketplacesGrowing businessesFintechs & walletsRemittance companiesNGOs & aidAI agents

Run the whole business from one balance.

FUND INKESUSDUSDC
MONEY IN
CustomersM-Pesa, Paybill
Overseas clientsGBP account
Freelance incomeUSDC
ElementPay
AppMboka
Accounts30 currencies
CardsVirtual and physical
MONEY OUT
Staff payrollM-Pesa
Supplier in KampalaMTN MoMo
Stock from ShenzhenBank · CNY
Rent and billsBank

What teams use it for.

01Payroll across countriesPay your team in Kenya and Uganda in one run.
02Supplier paymentsPay locally on mobile money or abroad by bank.
03Invoices and linksSend links customers can pay on their phones.

A day on ElementPay.

A design studio in Nairobi with clients in London.

08:00
London client pays an invoice into the GBP account.
08:01
GBP converts to KES at a quote shown upfront.
11:00
Freelancer in Kampala paid on MTN MoMo.
17:00
A US client pays 1,200 USDC for a project.
17:30
Monthly payroll for 12 staff goes out on M-Pesa.

Built with.

Accounts →30 currenciesPayments →Payouts in 20 African countriesMerchant dashboard →Collections and approvals

Talk to us about your business.

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