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Connecting emerging-market money to the world

Billions of people pay and get paid on mobile money and local banks. ElementPay builds the rails that connect those networks to each other, to 30 global currencies and to digital dollars like USDC and USDT.

20
payout countries in Africa
30
account currencies
2
stablecoins: USDC and USDT
1
platform for all of it
Kenya
Uganda
Tanzania
Rwanda
Ethiopia
Nigeria
Ghana
Senegal
Côte d’Ivoire
Benin
Togo
Burkina Faso
Mali
Cameroon
DR Congo
South Africa
Zambia
Malawi
Mozambique
Botswana
ACCOUNTS INUSDEURGBPZARCADAEDNGNGHSKESTZSAUDNZDJPYCNYHKDILSMXNSEKCHFNOKDKKSGDKRWTHBHUFPLNRONCZKXOFXAFUSDCUSDT

How we're built.

Four layers, owned end to end. Each product you use sits on the same ledger, liquidity and local connections.

01ProductsMboka, the merchant dashboard, the API and the dApp.
02Liquidity and FX30 currencies, USDC and USDT, and an OTC desk for large tickets.
03ComplianceBusiness verification, transaction monitoring and licensed banking partners.
04Local railsDirect connections to mobile money networks and banks in 20 countries.

What we hold ourselves to.

01Local firstMoney should arrive on the rail people already use, in the currency they spend.
02Price upfrontThe rate and fee are shown before anyone confirms. No deductions on the way.
03Always openPayments run at weekends and on holidays, because people get paid on those days too.
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