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Programmable payments for software

Give agents a budget and policies. They pay within your rules, and recipients get local currency on mobile money, bank or USDC.

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Financial institutionsGlobal merchantsCross-border tradersPlatforms & marketplacesGrowing businessesFintechs & walletsRemittance companiesNGOs & aidAI agents

Agents spend. Policies decide.

FUND INUSDUSDC
YOUR AGENTS
Procurement agentBudget $5,000 / mo
Freight agentAllow-list only
Contractor agentPays by usage
ElementPay
PoliciesBudgets, allow-lists
ApprovalsOver threshold
AuditEvery action
GET PAID
Freight in MombasaM-Pesa Till
Supplies in LagosBank
Packaging in AccraMTN MoMo
ContractorsUSDC

What teams use it for.

01Procurement agentsBuy supplies within a monthly budget.
02Usage-based payoutsPay contractors as work is completed.
03Treasury sweepsRebalance currencies on a schedule.

A day on ElementPay.

An operations team running three agents.

06:00
Treasury agent sweeps excess KES into USDC.
09:10
Freight agent pays a Mombasa trucker on M-Pesa Till.
11:40
Procurement agent pays an allow-listed supplier in Lagos.
14:00
A $3,400 request is held for human approval.
14:03
Ops lead approves from the dashboard.

Built with.

Agentic payments →Policies for AI agentsElementPay API →One API for every railStablecoins →USDC and USDT ramps

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