Stablecoin payroll for teams across Africa
Hold payroll in USDC or USDT and pay employees and contractors in local currency on M-Pesa, MTN MoMo, Airtel Money or their bank. One run, many countries, every payment reconciled. Built for employers, EOR and payroll providers.
Who uses it.
Employers with distributed teams
Pay staff in Kenya, Nigeria, Ghana and Uganda in one run from a single stablecoin balance.
Payroll and EOR providers
Add African payouts to your platform through our API, funded in USDC or USDT.
Contractor platforms
Pay freelancers in local currency to mobile money the same day the invoice is approved.
How it works.
Upload or call the API
Send a payroll file or one API request with every employee and amount.
Fund in stablecoins
Top up in USDC or USDT. The quote shows the exact local amount each person receives.
Approve
Set approval rules so a second person signs off before the run is released.
Staff get paid
Payments land on mobile money or bank, usually within minutes, with a status for each person.
Payroll destinations.
Questions.
How do I pay employees in Africa using stablecoins?
Fund an ElementPay balance in USDC or USDT, upload your payroll or call the API, approve the run, and each employee receives local currency on mobile money or in their bank account.
Do employees need a crypto wallet?
No. Employees receive local currency on M-Pesa, mobile money or their bank account. Only the employer holds stablecoins.
Which countries can we pay?
20 African countries, including Kenya, Nigeria, Ghana, Uganda, Tanzania, Rwanda and South Africa.
Is there an API for stablecoin payroll?
Yes. The same payouts API supports bulk payroll runs, approvals and per-employee status webhooks.
How long do payroll payments take?
Most delivery time depends on the rail and the market.