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Cash-in and cash-out for every user

Add mobile money and bank on- and off-ramps, plus USDC balances, to your app without building telco integrations.

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Financial institutionsGlobal merchantsCross-border tradersPlatforms & marketplacesGrowing businessesFintechs & walletsRemittance companiesNGOs & aidAI agents

Every ramp your users need.

FUND INUSDUSDCUSDT
USERS TOP UP FROM
M-PesaKenya
MTN MoMoGhana
Airtel MoneyTanzania
ElementPay
IntegrationOne API
BalancesUSD, USDC, local
DeliverySeconds
USERS CASH OUT TO
M-PesaKenya
BankNigeria
WaveSenegal
USDCExternal wallet

What teams use it for.

01Cash-out to mobile moneyUsers withdraw to M-Pesa, MTN MoMo, Airtel and more.
02Dollar savingsOffer USD and USDC balances to protect savings.
03Remittance featuresLet users send home to 20 African countries.

A day on ElementPay.

A savings app adding dollar balances for users.

07:00
A user tops up KES 5,000 from M-Pesa.
07:01
The app converts it to USDC for a dollar savings goal.
12:30
Another user cashes out to MTN MoMo in Accra.
19:00
A business pays a supplier’s Nigerian bank account.
22:00
A payout goes to a Wave wallet in Dakar.

Built with.

ElementPay API →One API for every railStablecoins →USDC and USDT rampsPayments →Payouts in 20 African countries

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