Stablecoin payments

Stablecoin payments in Africa — USDC and USDT rails connected to mobile money

ElementPay makes stablecoin payments in Africa practical across more than 5 African countries: collect USDC globally, pay out in stablecoins, hold IBAN EUR and USD accounts, and off-ramp to M-Pesa and mobile money — with USSD access for users who never touch a crypto wallet directly.
Stablecoin payment coverage across African markets

What stablecoin payment means on the ground

Stablecoins settle in seconds on programmable rails. The hard part in Africa is the last mile — turning USDC into money people actually spend. ElementPay connects on-chain stablecoin settlement to mobile money, IBAN EUR/USD accounts, USSD, and B2B payout APIs across Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more.

Capabilities

  • Accept and send USDC/USDT for business and consumer flows
  • IBAN EUR and USD accounts for international B2B receivables and payouts
  • Off-ramp to M-Pesa and supported local payout channels
  • USSD stablecoin wallets — no app or internet required
  • Developer APIs, webhooks, and console for production integrations
  • On-chain visibility and reconciliation for finance teams

Markets and corridors

Live across more than 5 African countries — including Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more — with inbound flows from UK, EU, UAE, and US treasuries via stablecoins and IBAN EUR/USD rails.

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