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Payments infrastructure for banks, MFIs and PSPs

Offer collections, payouts and cross-border transfers under your own brand. We run the rails, compliance and liquidity, in fiat and stablecoins.

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Financial institutionsGlobal merchantsCross-border tradersPlatforms & marketplacesGrowing businessesFintechs & walletsRemittance companiesNGOs & aidAI agents

Your brand on our rails.

FUND INUSDEURUSDC
YOUR CUSTOMERS
Retail customersYour app or branch
Corporate clientsTreasury desk
Partner banksCorrespondent-free inflows
ElementPay
ModelWhite-label
LiquidityOTC desk
ReportingRegulator-ready
THEIR RECIPIENTS
KenyaM-Pesa, PesaLink
NigeriaBank transfer
GhanaMTN MoMo, Bank
CameroonMTN MoMo, Orange

What teams use it for.

01White-label payoutsSend to mobile money and banks under your own brand.
02Correspondent-free transfersMove money across borders without intermediary banks.
03Stablecoin liquiditySource USD liquidity in USDC or USDT through the OTC desk.

A day on ElementPay.

How a mid-sized PSP runs cross-border flows for its customers.

07:30
Treasury tops up the USD balance with 500,000 USDC from the OTC desk.
09:00
Customer transfers from London start arriving through your app.
09:01
First payouts land on M-Pesa in Nairobi.
13:00
Corporate batch of 240 bank payouts to Nigeria settles.
18:00
Daily reconciliation file exported for your regulator.

Built with.

Payments →Payouts in 20 African countriesOTC desk →Large-ticket FXElementPay API →One API for every rail

Talk to us about your institution.

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