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Built for teams that need control

One platform to collect, pay out, convert and hold money across Africa and 30 currencies, with pricing shown upfront, a status on every payment and approvals you set.

One integration

One platform for every market and rail we cover: mobile money, local banks, international rails and USDC and USDT. Add a country without adding a provider.

Pricing upfront

The rate and fee are shown before you confirm, and the amount your recipient gets is fixed once you approve.

Every payment traceable

Each payment carries your reference and a status from creation to delivery, in the dashboard and by webhook.

Approvals built in

Decide who can create, approve and release payments, with a record of who did what.

Compared with a bank wire.

BANK WIREELEMENTPAY
RouteThrough one or more correspondent banksPaid out on the local rail in the recipient’s country
Cost visibilityIntermediary fees can be deducted on the wayRate and fee shown before you confirm
TrackingLimited visibility once sentStatus and your reference on every payment
Ways to receiveBank accountMobile money, bank account or USDC and USDT
Currencies you can holdDepends on your bankBusiness accounts in 30 currencies
ControlsVaries by bankRoles and approvals for every payment

Verified, partnered, accountable.

ElementPay is a financial technology company, not a bank. Banking services are provided by licensed partner institutions, and every customer goes through business verification.

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