Know the cost before you send
Every payment shows the exchange rate and the fee before you confirm. The recipient gets exactly the amount shown, with no deductions on the way.
Updated October 2026
Each payment shows two things before you confirm: the exchange rate and the fee. Nothing is deducted by intermediaries on the way, so the recipient gets the amount shown.
What you pay for.
| HOW IT IS PRICED | WHEN YOU SEE IT | |
|---|---|---|
| Payouts | Per-payout fee by country and rail | Before you confirm |
| FX and stablecoins | Rate with a margin over mid-market | In the quote, locked before you approve |
| Collections | Per-transaction fee by method | In your agreement |
| Business accounts | Tailored to currencies and volume | In your agreement |
| OTC desk | Firm quote from a trader | Held for 60 seconds |
No intermediary deductions
No correspondent banks take a cut on the way.
Locked quotes
The amount the recipient gets is fixed when you approve.
Volume pricing
Rates improve with volume and the markets you use.
Pricing questions.
How does ElementPay pricing work?
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Each payment shows two things before you confirm: the exchange rate and the fee. Nothing is deducted by intermediaries on the way, so the recipient gets the amount shown.
Are there hidden fees?
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No. The rate and fee are shown upfront and fixed when you approve.
Is there volume pricing?
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Yes. Pricing is tailored to your markets, rails and monthly volume. Large FX and stablecoin tickets can be quoted by the OTC desk.
Do stablecoin conversions cost more?
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USDC and USDT conversions are quoted like any other currency pair, with the rate and fee shown before you confirm.