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Accept emerging-market payment methods from anywhere

Customers pay with M-Pesa, MTN MoMo, Orange Money or local bank transfer. You settle in USD, EUR, GBP or USDC.

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Financial institutionsGlobal merchantsCross-border tradersPlatforms & marketplacesGrowing businessesFintechs & walletsRemittance companiesNGOs & aidAI agents

Local checkout, global settlement.

FUND INUSDEURGBPUSDC
CUSTOMERS PAY WITH
M-PesaKenya
MTN MoMoGhana
WaveSenegal
Bank transferNigeria
ElementPay
CheckoutHosted or API
ConversionAt collection
RefundsTo the same rail
YOU SETTLE IN
USDACH and SWIFT
EURSEPA
GBPFaster Payments
USDCWallet or balance

What teams use it for.

01Digital servicesSubscriptions and top-ups paid on mobile money.
02Gaming and app storesIn-app purchases in local currency.
03Travel and ticketingBookings paid locally, settled in your currency.

A day on ElementPay.

A streaming service collecting across four markets.

06:00
Monthly renewals start charging M-Pesa wallets in Kenya.
08:30
New sign-ups in Accra pay with MTN MoMo at checkout.
12:00
Bank transfer payments in Nigeria reconcile automatically.
16:00
A refund is returned to a Wave wallet in Dakar.
23:59
The day settles to your USD account and USDC balance.

Built with.

Payments →Payouts in 20 African countriesSettlement & FX →ConvertAccounts →30 currencies

Talk to us about collections.

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