XAFA Central African CFA franc account for your business
Your own XAF account details, so customers and partners pay you like a local. Hold XAF alongside 29 other currencies and USDC and USDT, and convert between them.
Updated October 2026
Yes. ElementPay issues dedicated XAF accounts to verified businesses, one account per currency. You can receive, hold and convert Central African CFA francs, and use the balance to fund payouts in 20 African countries.
What you can do with XAF.
Receive
Share your XAF account details on invoices. Payments arrive in your ElementPay balance.
Hold
Keep XAF on the same balance sheet as your other currencies and stablecoins.
Convert
Exchange XAF to any of 29 currencies or USDC and USDT at a quote locked before you confirm.
Cameroon, Central African Republic, Chad, Republic of the Congo, Equatorial Guinea and Gabon.
Pegged to the euro at 655.957 francs per euro. Read the CFA franc guide →
About XAF accounts.
Can a business outside the region open a XAF account with ElementPay?
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Yes, subject to business verification. ElementPay issues XAF accounts, one per currency, to verified businesses so they can receive and pay in Central African CFA francs.
What can I do with a XAF account?
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Receive XAF from customers and partners with your own account details, hold the balance, convert to any of 29 other currencies or to USDC and USDT, and pay out to mobile money and banks in 20 African countries.
How fast are conversions from XAF?
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Conversions settle at a quote shown before you confirm. Large tickets can be quoted by the OTC desk.
Can I convert XAF to USDC or USDT?
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Yes. XAF balances convert to and from USDC and USDT on the same balance sheet.
Which countries use the XAF?
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The Central African CFA franc is used in Cameroon, Central African Republic, Chad, Republic of the Congo, Equatorial Guinea and Gabon.
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