A Nigerian naira account for your business
Your own NGN account details, so customers and partners pay you like a local. Hold NGN alongside 29 other currencies and USDC and USDT, and convert between them.
Updated October 2026
Yes. ElementPay issues dedicated NGN accounts to verified businesses, one account per currency. You can receive, hold and convert Nigerian nairas, and use the balance to fund payouts in 20 African countries.
What you can do with NGN.
Receive
Share your NGN account details on invoices. Payments arrive in your ElementPay balance.
Hold
Keep NGN on the same balance sheet as your other currencies and stablecoins.
Convert
Exchange NGN to any of 29 currencies or USDC and USDT at a quote locked before you confirm.
About NGN accounts.
Can a business outside Nigeria open a NGN account with ElementPay?
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Yes, subject to business verification. ElementPay issues NGN accounts, one per currency, to verified businesses so they can receive and pay in Nigerian nairas.
What can I do with a NGN account?
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Receive NGN from customers and partners with your own account details, hold the balance, convert to any of 29 other currencies or to USDC and USDT, and pay out to mobile money and banks in 20 African countries.
How fast are conversions from NGN?
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Conversions settle at a quote shown before you confirm. Large tickets can be quoted by the OTC desk.
Can I convert NGN to USDC or USDT?
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Yes. NGN balances convert to and from USDC and USDT on the same balance sheet.