GHSA Ghanaian cedi account for your business
Your own GHS account details, so customers and partners pay you like a local. Hold GHS alongside 29 other currencies and USDC and USDT, and convert between them.
Updated October 2026
Yes. ElementPay issues dedicated GHS accounts to verified businesses, one account per currency. You can receive, hold and convert Ghanaian cedis, and use the balance to fund payouts in 20 African countries.
What you can do with GHS.
Receive
Share your GHS account details on invoices. Payments arrive in your ElementPay balance.
Hold
Keep GHS on the same balance sheet as your other currencies and stablecoins.
Convert
Exchange GHS to any of 29 currencies or USDC and USDT at a quote locked before you confirm.
About GHS accounts.
Can a business outside Ghana open a GHS account with ElementPay?
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Yes, subject to business verification. ElementPay issues GHS accounts, one per currency, to verified businesses so they can receive and pay in Ghanaian cedis.
What can I do with a GHS account?
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Receive GHS from customers and partners with your own account details, hold the balance, convert to any of 29 other currencies or to USDC and USDT, and pay out to mobile money and banks in 20 African countries.
How fast are conversions from GHS?
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Conversions settle at a quote shown before you confirm. Large tickets can be quoted by the OTC desk.
Can I convert GHS to USDC or USDT?
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Yes. GHS balances convert to and from USDC and USDT on the same balance sheet.
Other account currencies.
USD
EUR
GBP
ZAR
CAD
AED
NGN
KES
TZS
AUD
NZD
JPY
CNY
HKD
ILS
MXN
SEK
CHF
NOK
DKK
SGD
KRW
THB
HUF
PLN
RON
CZK
XOF
XAF