A Kenyan shilling account for your business
Your own KES account details, so customers and partners pay you like a local. Hold KES alongside 29 other currencies and USDC and USDT, and convert between them.
Updated October 2026
Yes. ElementPay issues dedicated KES accounts to verified businesses, one account per currency. You can receive, hold and convert Kenyan shillings, and use the balance to fund payouts in 20 African countries.
What you can do with KES.
Receive
Share your KES account details on invoices. Payments arrive in your ElementPay balance.
Hold
Keep KES on the same balance sheet as your other currencies and stablecoins.
Convert
Exchange KES to any of 29 currencies or USDC and USDT at a quote locked before you confirm.
About KES accounts.
Can a business outside Kenya open a KES account with ElementPay?
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Yes, subject to business verification. ElementPay issues KES accounts, one per currency, to verified businesses so they can receive and pay in Kenyan shillings.
What can I do with a KES account?
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Receive KES from customers and partners with your own account details, hold the balance, convert to any of 29 other currencies or to USDC and USDT, and pay out to mobile money and banks in 20 African countries.
How fast are conversions from KES?
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Conversions settle at a quote shown before you confirm. Large tickets can be quoted by the OTC desk.
Can I convert KES to USDC or USDT?
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Yes. KES balances convert to and from USDC and USDT on the same balance sheet.