Stablecoin payments in Ghana
Pay suppliers, staff and partners in Ghana in cedis from a USDC or USDT balance, delivered to MTN MoMo, Telecel Cash and AT Money. Or collect GHS from customers and settle into stablecoins. Built for businesses, with the rate fixed before you confirm.
What businesses do in Ghana.
Pay suppliers in GHS
Fund in USDC or USDT and settle invoices in Ghana to MTN MoMo, Telecel Cash and AT Money.
Payroll in Ghana
Pay employees and contractors in cedis in one run from a single stablecoin balance.
Collect GHS, settle in USDC
Accept local payments from customers in Ghana and hold the proceeds in USDC or USDT.
Embed ramps in your product
Fintechs and wallets offer GHS on- and off-ramps to their own users through our API.
How it works.
Verify your business
Complete onboarding once to pay and collect across all 20 countries.
Fund in stablecoins
Send USDC or USDT, or use your existing ElementPay balance.
Pay out in GHS
Choose MTN MoMo, Telecel Cash and AT Money and confirm the locked GHS amount.
Reconcile
Every payment returns a status and your own reference by webhook.
More on Ghana.
Questions.
How do businesses make stablecoin payments in Ghana?
Fund an ElementPay balance in USDC or USDT, create a payout in GHS to MTN MoMo, Telecel Cash and AT Money in Ghana, confirm the quoted amount, and we convert and deliver it.
Can we pay suppliers in Ghana with USDT?
Yes. Suppliers receive cedis on MTN MoMo, Telecel Cash and AT Money; they do not need a crypto wallet.
Can we collect in GHS and settle in stablecoins?
Yes. Customers pay in GHS locally and the proceeds settle into USDC or USDT on your balance.
How fast are payouts in Ghana?
Most mobile money payouts are sent on local rails as soon as you confirm, with a status for every payment.
Is this for individuals?
No. ElementPay is built for businesses, and every account goes through business verification.