Send money to Togo
For businesses paying suppliers, staff and partners. Pay out in XOF to Moov Money and Mixx by Yas. Fund from USD, EUR, GBP or the USDC and USDT stablecoins, with the rate shown before you confirm.
Stablecoin payments in Togo for businesses →Updated October 2026
The fastest way for a business to send money to Togo is a direct payout to Moov Money in XOF. With ElementPay it is sent on local rails with the rate and fee shown upfront, funded from fiat or stablecoins.
Payout rails in Togo.
Mobile moneyMoov Money
Mobile money wallet, paid to the recipient’s phone number.
Phone · +228Mobile moneyMixx by Yas
Mobile money wallet, paid to the recipient’s phone number.
Phone · +228Stablecoin funded
Send digital dollars, deliver XOF on any rail above.
How to send money to Togo.
- 01Add the recipientEnter their phone number in +228 format for Moov Money and Mixx by Yas.
- 02Lock the XOF rateChoose USD, EUR, GBP, USDC or USDT as the source. The XOF amount and fee are fixed before you confirm.
- 03DeliveredThe payout lands on Moov Money in Togo. A webhook and receipt confirm delivery.
Payments in Togo.
Moov Money and Mixx by Yas are the main mobile money services in Togo. Lomé’s port makes it a regional logistics centre.
Questions about Togo.
How long does it take to send money to Togo?
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Most ElementPay payouts to Moov Money in Togo are sent on local rails as soon as you confirm, with a status for every payment.
Which payout methods are available in Togo?
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ElementPay pays out in XOF to Moov Money and Mixx by Yas. Mobile money payouts need the recipient’s phone number in +228 format.
Can I send money to Togo with USDC or USDT?
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Yes. Hold USDC or USDT in your ElementPay balance and use it to fund any payout to Togo. ElementPay converts to XOF at a rate shown before you confirm and delivers on the local rail.
Can I hold XOF in an ElementPay account?
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Yes. ElementPay issues XOF bank accounts, one per currency, so you can receive, hold and pay in West African CFA francs.
What currency does the recipient receive in Togo?
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Recipients in Togo are paid in West African CFA francs (XOF). You can fund the payout from USD, EUR, GBP, any of ElementPay’s 30 account currencies, or USDC and USDT.
Is ElementPay a bank?
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No. ElementPay is a financial technology company. Banking services are provided by licensed partner institutions.
Also in West Africa.
All 20 countries →
