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Send money to Côte d’Ivoire

For businesses paying suppliers, staff and partners. Pay out in XOF to Orange Money, MTN MoMo, Moov Money and Wave. Fund from USD, EUR, GBP or the USDC and USDT stablecoins, with the rate shown before you confirm.

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Stablecoin payments in Côte d’Ivoire for businesses →

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Updated October 2026

QUICK ANSWER

The fastest way for a business to send money to Côte d’Ivoire is a direct payout to Orange Money in XOF. With ElementPay it is sent on local rails with the rate and fee shown upfront, funded from fiat or stablecoins.

CurrencyXOF · West African CFA franc
Payout railsOrange Money, MTN MoMo, Moov Money and Wave
Typical deliveryAround 30 seconds
HoursSet by each local rail
Fund withUSD, EUR, GBP, USDC, USDT
XOF accountAvailable →

Payout rails in Côte d’Ivoire.

Mobile money

Orange Money

Mobile money wallet, paid to the recipient’s phone number.

Phone · +225
Mobile money

MTN MoMo

Mobile money wallet, paid to the recipient’s phone number.

Phone · +225
Mobile money

Moov Money

Mobile money wallet, paid to the recipient’s phone number.

Phone · +225
Mobile money

Wave

Mobile money wallet, paid to the recipient’s phone number.

Phone · +225
USDCUSDT

Stablecoin funded

Send digital dollars, deliver XOF on any rail above.

How to send money to Côte d’Ivoire.

  1. 01Add the recipientEnter their phone number in +225 format for Orange Money, MTN MoMo, Moov Money and Wave.
  2. 02Lock the XOF rateChoose USD, EUR, GBP, USDC or USDT as the source. The XOF amount and fee are fixed before you confirm.
  3. 03DeliveredThe payout lands on Orange Money in Côte d’Ivoire. A webhook and receipt confirm delivery.

Popular routes to Côte d’Ivoire.

→From FranceEUR → XOF

Payments in Côte d’Ivoire.

Côte d’Ivoire has four large mobile money networks: Orange Money, MTN MoMo, Moov Money and Wave. Abidjan is the commercial capital and the largest economy in the CFA franc zone.

REGION
West Africa
MAIN BUSINESS CITY
Abidjan
DIALLING CODE
+225
CURRENCY
XOF

Questions about Côte d’Ivoire.

How long does it take to send money to Côte d’Ivoire?

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Most ElementPay payouts to Orange Money in Côte d’Ivoire are sent on local rails as soon as you confirm, with a status for every payment.

Which payout methods are available in Côte d’Ivoire?

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ElementPay pays out in XOF to Orange Money, MTN MoMo, Moov Money and Wave. Mobile money payouts need the recipient’s phone number in +225 format.

Can I send money to Côte d’Ivoire with USDC or USDT?

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Yes. Hold USDC or USDT in your ElementPay balance and use it to fund any payout to Côte d’Ivoire. ElementPay converts to XOF at a rate shown before you confirm and delivers on the local rail.

Can I hold XOF in an ElementPay account?

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Yes. ElementPay issues XOF bank accounts, one per currency, so you can receive, hold and pay in West African CFA francs.

What currency does the recipient receive in Côte d’Ivoire?

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Recipients in Côte d’Ivoire are paid in West African CFA francs (XOF). You can fund the payout from USD, EUR, GBP, any of ElementPay’s 30 account currencies, or USDC and USDT.

Is ElementPay a bank?

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No. ElementPay is a financial technology company. Banking services are provided by licensed partner institutions.

Also in West Africa.

All 20 countries →
NigeriaNGN · Bank transferGhanaGHS · MTN MoMoSenegalXOF · Orange MoneyBeninXOF · MTN MoMoTogoXOF · Moov MoneyBurkina FasoXOF · Orange Money

Start paying Côte d’Ivoire.

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