Stablecoin payments in Mozambique
Pay suppliers, staff and partners in Mozambique in meticais from a USDC or USDT balance, delivered to M-Pesa and e-Mola. Or collect MZN from customers and settle into stablecoins. Built for businesses, with the rate fixed before you confirm.
What businesses do in Mozambique.
Pay suppliers in MZN
Fund in USDC or USDT and settle invoices in Mozambique to M-Pesa and e-Mola.
Payroll in Mozambique
Pay employees and contractors in meticais in one run from a single stablecoin balance.
Collect MZN, settle in USDC
Accept local payments from customers in Mozambique and hold the proceeds in USDC or USDT.
Embed ramps in your product
Fintechs and wallets offer MZN on- and off-ramps to their own users through our API.
How it works.
Verify your business
Complete onboarding once to pay and collect across all 20 countries.
Fund in stablecoins
Send USDC or USDT, or use your existing ElementPay balance.
Pay out in MZN
Choose M-Pesa and e-Mola and confirm the locked MZN amount.
Reconcile
Every payment returns a status and your own reference by webhook.
More on Mozambique.
Questions.
How do businesses make stablecoin payments in Mozambique?
Fund an ElementPay balance in USDC or USDT, create a payout in MZN to M-Pesa and e-Mola in Mozambique, confirm the quoted amount, and we convert and deliver it.
Can we pay suppliers in Mozambique with USDT?
Yes. Suppliers receive meticais on M-Pesa and e-Mola; they do not need a crypto wallet.
Can we collect in MZN and settle in stablecoins?
Yes. Customers pay in MZN locally and the proceeds settle into USDC or USDT on your balance.
How fast are payouts in Mozambique?
Most mobile money payouts are sent on local rails as soon as you confirm, with a status for every payment.
Is this for individuals?
No. ElementPay is built for businesses, and every account goes through business verification.