Stablecoin payments in Malawi
Pay suppliers, staff and partners in Malawi in kwacha from a USDC or USDT balance, delivered to Airtel Money and TNM Mpamba. Or collect MWK from customers and settle into stablecoins. Built for businesses, with the rate fixed before you confirm.
What businesses do in Malawi.
Pay suppliers in MWK
Fund in USDC or USDT and settle invoices in Malawi to Airtel Money and TNM Mpamba.
Payroll in Malawi
Pay employees and contractors in kwacha in one run from a single stablecoin balance.
Collect MWK, settle in USDC
Accept local payments from customers in Malawi and hold the proceeds in USDC or USDT.
Embed ramps in your product
Fintechs and wallets offer MWK on- and off-ramps to their own users through our API.
How it works.
Verify your business
Complete onboarding once to pay and collect across all 20 countries.
Fund in stablecoins
Send USDC or USDT, or use your existing ElementPay balance.
Pay out in MWK
Choose Airtel Money and TNM Mpamba and confirm the locked MWK amount.
Reconcile
Every payment returns a status and your own reference by webhook.
More on Malawi.
Questions.
How do businesses make stablecoin payments in Malawi?
Fund an ElementPay balance in USDC or USDT, create a payout in MWK to Airtel Money and TNM Mpamba in Malawi, confirm the quoted amount, and we convert and deliver it.
Can we pay suppliers in Malawi with USDT?
Yes. Suppliers receive kwacha on Airtel Money and TNM Mpamba; they do not need a crypto wallet.
Can we collect in MWK and settle in stablecoins?
Yes. Customers pay in MWK locally and the proceeds settle into USDC or USDT on your balance.
How fast are payouts in Malawi?
Most mobile money payouts are sent on local rails as soon as you confirm, with a status for every payment.
Is this for individuals?
No. ElementPay is built for businesses, and every account goes through business verification.