IBAN accounts
IBAN accounts in Africa — EUR and USD for cross-border B2B, plus stablecoin rails
ElementPay provides IBAN EUR and USD accounts for businesses operating across Africa and global corridors — alongside USDC/USDT stablecoin invoicing, programmatic collections, and mobile-money settlement in more than 5 African countries.

What you get with ElementPay IBAN accounts
- IBAN EUR accounts — receive and send euro-denominated B2B payments from EU clients and partners
- IBAN USD accounts — hold and move USD for US and global trade without correspondent-banking delays
- Stablecoin layer — invoice and settle in USDC/USDT when speed and programmability matter
- Local off-ramp — convert proceeds to M-Pesa and supported mobile-money rails across Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more
- API reconciliation — webhooks and finance-grade visibility for treasury and compliance teams
Who uses IBAN + stablecoin together
- Exporters and importers with EU and US receivables
- Agencies and freelancers billing international clients in EUR or USD
- Fintechs embedding multi-rail payout into their products
- Crypto-native businesses expanding B2B distribution in Africa
Coverage across Africa
ElementPay is live in more than 5 African countries — including Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more — connecting IBAN EUR/USD accounts and stablecoin rails to the local payout infrastructure your teams and suppliers actually use.