IBAN accounts

IBAN accounts in Africa — EUR and USD for cross-border B2B, plus stablecoin rails

ElementPay provides IBAN EUR and USD accounts for businesses operating across Africa and global corridors — alongside USDC/USDT stablecoin invoicing, programmatic collections, and mobile-money settlement in more than 5 African countries.
International B2B payments with IBAN and stablecoin rails

What you get with ElementPay IBAN accounts

  • IBAN EUR accounts — receive and send euro-denominated B2B payments from EU clients and partners
  • IBAN USD accounts — hold and move USD for US and global trade without correspondent-banking delays
  • Stablecoin layer — invoice and settle in USDC/USDT when speed and programmability matter
  • Local off-ramp — convert proceeds to M-Pesa and supported mobile-money rails across Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more
  • API reconciliation — webhooks and finance-grade visibility for treasury and compliance teams

Who uses IBAN + stablecoin together

  • Exporters and importers with EU and US receivables
  • Agencies and freelancers billing international clients in EUR or USD
  • Fintechs embedding multi-rail payout into their products
  • Crypto-native businesses expanding B2B distribution in Africa

Coverage across Africa

ElementPay is live in more than 5 African countries — including Kenya, Nigeria, Ghana, South Africa, Uganda, Egypt, and more — connecting IBAN EUR/USD accounts and stablecoin rails to the local payout infrastructure your teams and suppliers actually use.

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