New

Join our Waitlist→

Pay for anything with Crypto, as simply as saying Cheese!

ElementPay is removing the mystery from crypto by making your tokens pay for your every day expenditures. Pay for anything instantly, easily.

Fast sign-up. KYC only when needed.

3 Taps

From crypto to coffee

97%

Lower fees than banks

Instant

No waiting periods

LEDGER LIVE

USDC:$09.98

8x1

BTC:0.00000025

$2679.90

Built for Real Life. Powered by You.

One Wallet, Every Transaction

Link all your wallets in one place and experience the freedom to send, receive, and manage crypto seamlessly — all from your ElementPay dashboard.

Micropayments from Just KES 10

No amount is too small. Buy, pay, or tip — even with just 10 bob. Perfect for daily use, low fees, and instant processing.

Your Privacy. Your Power.

We’re privacy-first. No unnecessary data collection. Just safe, secure transactions on your terms — now and always.

Instant Everything

Say goodbye to waiting. Pay bills, buy services, or send funds — and see it reflect in real-time, every time.

What you can do with ElementPay

Pay to mobile number

With ElementPay, you can instantly pay or send money to a mobile number, using your crypto tokens in any wallet you own. Pay to a TILL, Pochi La Biashara or any PayBill.

Pay to M-PESA, or any bank

Make instant payments, no delays

Get real-time receipts

Deposit crypto to your chosen wallet

Funds running low on your wallet? Deposit USDC and tokens to your chosen wallet and keep them securely locked for future transactions. You watch your funds grow as the market changes.

Deposit to your wallet from MPESA, Airtel Money or Bank

Watch your funds appreciate

Secured wallet

Go borderless with virtual cards

You can make purchases across borders using a virtual card. ElementPay allows you to create a virtual card, much like a Visa or Mastercard. Use your crypto to pay for Netflix or buy goods on Google Play.

Pay to M-PESA, Airtel Money or MTN

Make instant payments, no delays

Get real-time receipts

Got a Question?

You can easily deposit crypto using M-Pesa instantly. Simply connect or create your wallet and enjoy the seamless experience.

Spending crypto is simple with ElementPay! Pay directly with Ethereum or stablecoins. If the merchant doesn’t accept crypto, ElementPay converts it to fiat and sends it to their M-Pesa or bank account.

At ElementPay, we believe in making crypto accessible for everyone. Our fees start as low as just 1 KES! Whether you're buying a coffee, paying for transport, or doing a larger transaction, our low fees ensure you get the most value out of every payment.

Nothing! There’s no complicated sign-up process. Just go to our website, link your wallet, and start using it immediately.

Yes! Use our offramp service to convert crypto to fiat and withdraw directly to your M-Pesa or bank account effortlessly.

Any Ethereum-compatible wallet, like MetaMask, Trust Wallet, or Coinbase Wallet, works with ElementPay. Just connect and start transacting seamlessly.

Absolutely! ElementPay is built for micropayments. You can pay as little as KES 1 using your crypto wallet. Perfect for everyday spending — and no need to worry about high gas fees, we've got you covered.

We are always happy to help! Reach out to us via email or connect with us on our social media platforms for any further questions or assistance.

Real Stories. Real Impact.

ElementPay is transforming how Kenyans make payments—whether for your daily commute, shopping, or paying your local vendor. Here's how we're making it easier for everyday transactions.

"I paid for my boda ride with just 50 KES using USDC. No waiting, just pure convenience!"

— David, Nairobi

"I used ElementPay to shop for groceries worth 5000 KES. Quick, secure, and seamless. This is the future of payments!"

— Jane, Kisumu

"Paid Mama Mboga 20 KES for veggies using crypto. I never thought this day would come!"

— Julius, Mombasa

"ElementPay is my go-to for paying everyday bills—from transport to shopping. All in one place, fast and affordable."

— Rachel, Nyeri